Buying a home in the Bay Area is already damn near impossible, and one of the biggest hurdles is coming up with the bread for the down payment. A 24-year-old Bay Area man is telling everyone how he was able to get a loan for the down payment for his first home- which he doesn't have to make ANY PAYMENTS for a few years at least.
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Ivan Elias and his mortgage planner, Janice Nugent explain how they were able to do this below: